Calculate your monthly repayment, total interest, and view the full amortisation schedule.
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This calculator is provided by Profin Elite Group Sdn Bhd (SSM Registration No. 202501060453 / 1661859-M) for general informational and educational purposes only. It does not constitute financial advice, a loan offer, or a guarantee of any loan terms.
All calculations are estimates based on the reducing balance (annuity) method. Actual rates disclosed by banks may differ, per BNM's Policy Document on Product Transparency and Disclosure.
Interest rates, eligibility criteria, maximum financing amounts, and loan terms shown are based on publicly available information at the time of publication and are subject to change without notice. Actual rates and approval depend on individual credit profile, employment type, income, and the bank's assessment. Maximum home loan tenure is 35 years per BNM guidelines.
Profin Elite Group is a financial advisory firm registered with SSM (Suruhanjaya Syarikat Malaysia). We are not licensed by Bank Negara Malaysia. We do not provide loans or financing. We help clients compare options and connect with banks.
Always request the Product Disclosure Sheet (PDS) from your chosen bank before making any financial commitment. You may verify your credit standing via eCCRIS (Bank Negara Malaysia) or CTOS. For free debt counselling, contact AKPK (Agensi Kaunseling dan Pengurusan Kredit) at 1800-88-2575.